Consumer Credit Scores vs. Lender Credit Scores Credit Reporting Agencies to Be Supervised by Feds What is a Credit Grade? Now You Can Get Your Fico Score in Spanish Credit Agency Glitch Drops Credit Scores

Consumer Credit Scores vs. Lender Credit Scores

If you’ve ever pulled your own credit score, you may have been surprised, whether pleasantly or not, to find out that your score wasn’t the ...

Credit Reporting Agencies to Be Supervised by ...

The Consumer Financial Protection Bureau (CFPB) announced Monday that credit reporting agencies will be supervised at the federal level for the first time in history. ...

What is a Credit Grade?

Over here, we focus on traditional credit scores, which put simply, are a measure of a borrower’s default risk. In short, the lower the credit ...

Now You Can Get Your Fico Score ...

While this may sound overdue, Fico, the creator of the Fico score, has finally gotten around to creating a Spanish version of their website. Yesterday, ...

Credit Agency Glitch Drops Credit Scores

A glitch at credit reporting agency Experian put consumers in a panic after their credit scores plummeted temporarily. Apparently an undisclosed number of users who ...

Latest Posts

What is a Credit Grade?

What is a Credit Grade?
March 20, 2012 No Comments »

Over here, we focus on traditional credit scores, which put simply, are a measure of a borrower’s default risk. In short, the lower the credit score, the higher the chances of default. And vice versa. While this may seem relatively ... Read More »

680 Credit Score: For Fico, It’s Not So Bad

680 Credit Score: For Fico, It’s Not So Bad
March 7, 2012 No Comments »

680 Credit Score Might Be Decent Let’s take a look at another pretty common credit score, the “680 credit score.” Before we dive in and dissect this lovely three-digit number, we need to know the proper scoring scale. There is ... Read More »

Are Credit Scores and Fico Scores the Same?

Are Credit Scores and Fico Scores the Same?
March 6, 2012 No Comments »

Credit score Q&A: “Are credit scores and Fico scores the same?” This is a pretty common question, and one that creates quite a bit of confusion because Fico scores are so very popular. You could almost blame Fico for causing ... Read More »

730 Credit Score: You’re In Pretty Good Shape

730 Credit Score: You’re In Pretty Good Shape
February 24, 2012 No Comments »

Your 730 Credit Score Let’s examine another specific credit score. Today we will dissect a “730 credit score” to determine if it’s good, bad, or just plain ugly. As always, you need to use the appropriate credit score scale to ... Read More »

What is a Credit Check?

What is a Credit Check?
February 14, 2012 No Comments »

Credit score Q&A: “What is a credit check?” These days, it’s pretty common to hear the phrase “credit check,” or for that matter, “no credit check.” Heck, if you drive down the street you’ll probably pass a business that mentions ... Read More »

780 Credit Score: Now We’re Talking

780 Credit Score: Now We’re Talking
February 1, 2012 No Comments »

You Might Have Great Credit It’s our inaugural specific credit score post of 2012! Hooray! Today we’ll examine a “780 credit score.” As always, we need to use the correct scoring algorithm and corresponding credit score scale to ensure we’re ... Read More »

Now You Can Get Your Fico Score in Spanish

Now You Can Get Your Fico Score in Spanish
January 25, 2012 No Comments »

While this may sound overdue, Fico, the creator of the Fico score, has finally gotten around to creating a Spanish version of their website. Yesterday, they launched “myFICO en Español,” the first Spanish-language website where consumers can get everything related ... Read More »

Student Loans and Your Credit Score

Student Loans and Your Credit Score
January 18, 2012 No Comments »

Sadly, a lot of students don’t know the first thing about their credit score(s), despite their great importance. While it’s typically fairly easy to get a student loan, even if your credit history is sparse, it’s important to note the ... Read More »

Are Your Credit Scores Sinking? Here’s What You Should Do.

Are Your Credit Scores Sinking?  Here’s What You Should Do.
November 15, 2011 No Comments »

If you constantly monitor your credit scores, or happened to pull your credit scores twice or more within a small period of time, you may have noticed that they seem to be “sinking.” While they may not be plummeting, they’re ... Read More »

What Bills Affect My Credit Score?

What Bills Affect My Credit Score?
November 3, 2011 No Comments »

Put simply, any bill that shows up on your credit report can affect your credit score in a positive or negative way. The key to knowing which bills affect your credit score is to get your hands on a credit ... Read More »