Consumer Credit Scores vs. Lender Credit Scores Credit Reporting Agencies to Be Supervised by Feds What is a Credit Grade? Now You Can Get Your Fico Score in Spanish Credit Agency Glitch Drops Credit Scores

Consumer Credit Scores vs. Lender Credit Scores

If you’ve ever pulled your own credit score, you may have been surprised, whether pleasantly or not, to find out that your score wasn’t the ...

Credit Reporting Agencies to Be Supervised by ...

The Consumer Financial Protection Bureau (CFPB) announced Monday that credit reporting agencies will be supervised at the federal level for the first time in history. ...

What is a Credit Grade?

Over here, we focus on traditional credit scores, which put simply, are a measure of a borrower’s default risk. In short, the lower the credit ...

Now You Can Get Your Fico Score ...

While this may sound overdue, Fico, the creator of the Fico score, has finally gotten around to creating a Spanish version of their website. Yesterday, ...

Credit Agency Glitch Drops Credit Scores

A glitch at credit reporting agency Experian put consumers in a panic after their credit scores plummeted temporarily. Apparently an undisclosed number of users who ...

Latest Posts

760 Credit Score: Now a Key Threshold

760 Credit Score: Now a Key Threshold
October 27, 2011 1 Comment »

760 Credit Scores Are Now Pretty Important Every once and a while I talk about specific credit scores to highlight their importance. And so today, we’ll discuss a “760 credit score,” which is more than an arbitrary three-digit number. Believe ... Read More »

What Credit Score Is Used the Most?

What Credit Score Is Used the Most?
October 10, 2011 No Comments »

Hand downs and without question, Fico scores are used the most frequently when banks and lenders decide whether to extend new credit to consumers. So when you apply for a credit card, an auto loan, or a mortgage, there’s a ... Read More »

590 Credit Score: It’s Costing You Money

590 Credit Score: It’s Costing You Money
September 26, 2011 No Comments »

590 Credit Scores Can Get Expensive… If you’ve got a “590 credit score,” don’t give yourself a pat on the back. Give yourself a swift kick in the butt, because it’s not a good credit score. Heck, it’s not even ... Read More »

Can You Raise Your Credit Score Fast?

Can You Raise Your Credit Score Fast?
September 13, 2011 No Comments »

You’ve probably seen ads on TV, the Internet, or even on a lamppost that promise you a higher credit score overnight. In fact, they may say claim to raise your score 100 points in “x” amount of time if you ... Read More »

Average Credit Score By Age

Average Credit Score By Age
September 6, 2011 No Comments »

In case you were wondering, there most certainly is a correlation between credit score and age. What’s that relationship, you ask? Well, in a nutshell, it’s that the older we get, the higher our credit scores tend to be. And ... Read More »

740 Credit Score: Almost There!

740 Credit Score: Almost There!
August 23, 2011 No Comments »

740 Credit Scores Aren’t Too Shabby Every now and again, I take the time to look at a specific credit score to see how it stacks up. Today, we’ll focus on a “740 credit score” to see what it means ... Read More »

What Credit Score Is Needed to Buy a Home?

What Credit Score Is Needed to Buy a Home?
August 17, 2011 No Comments »

Credit score Q&A: “What credit score is needed to buy a home?” Home prices have fallen a ton over the past few years, along with mortgage rates. In fact, interest rates are at record lows at the moment. That must ... Read More »

Credit Score After Bankruptcy

Credit Score After Bankruptcy
August 11, 2011 No Comments »

If you recently filed for bankruptcy, or are thinking about doing so, know that it is considered a “very negative event,” according to Fico, the founder of the almighty Fico score. In other words, your credit score will be severely ... Read More »

530 Credit Score: Yes, It Sucks

530 Credit Score: Yes, It Sucks
August 8, 2011 No Comments »

530 Credit Scores Blow It’s another blue Monday, so I figured it’d be a good time to take another look at a specific credit score. And because Mondays are so “sucky,” why not also look at a “sucky credit score.” ... Read More »

Which Credit Bureau Is the Most Important?

Which Credit Bureau Is the Most Important?
August 4, 2011 1 Comment »

Credit score Q&A: “Which credit bureau is the most important?” In another attempt to potentially “game” creditors, consumers often wonder which credit reporting bureau they should most concern themselves with. For the record, the three major credit reporting agencies are ... Read More »