Consumer Credit Scores vs. Lender Credit Scores Credit Reporting Agencies to Be Supervised by Feds What is a Credit Grade? Now You Can Get Your Fico Score in Spanish Credit Agency Glitch Drops Credit Scores

Consumer Credit Scores vs. Lender Credit Scores

If you’ve ever pulled your own credit score, you may have been surprised, whether pleasantly or not, to find out that your score wasn’t the ...

Credit Reporting Agencies to Be Supervised by ...

The Consumer Financial Protection Bureau (CFPB) announced Monday that credit reporting agencies will be supervised at the federal level for the first time in history. ...

What is a Credit Grade?

Over here, we focus on traditional credit scores, which put simply, are a measure of a borrower’s default risk. In short, the lower the credit ...

Now You Can Get Your Fico Score ...

While this may sound overdue, Fico, the creator of the Fico score, has finally gotten around to creating a Spanish version of their website. Yesterday, ...

Credit Agency Glitch Drops Credit Scores

A glitch at credit reporting agency Experian put consumers in a panic after their credit scores plummeted temporarily. Apparently an undisclosed number of users who ...

Latest Posts

Does a Credit Report Show Employment History?

Does a Credit Report Show Employment History?
August 2, 2011 No Comments »

Credit report Q&A: “Does a credit report show employment history?” Spoiler alert! If you’re trying to game the system, you might want to think again. Credit reports contain a ton of information about us, whether we like it or not. ... Read More »

560 Credit Score: Beyond Subprime

560 Credit Score: Beyond Subprime
July 11, 2011 No Comments »

It’s that time again, where we look at a specific credit score. Today’s lucky three-digit number is “560.” As always, we need to know which credit score scale we’re working with, as that will make a difference. Assuming we’re talking ... Read More »

Fair Isaac Credit Score

Fair Isaac Credit Score
July 7, 2011 No Comments »

If you’re inquiring about the “Fair Isaac credit score,” you’re probably working with some outdated information (or talking to your grandparents). Fair Isaac Corporation is the former name and acronym of “Fico,” which is quite obviously the company behind the ... Read More »

Do Medical Bills Affect Credit Score?

Do Medical Bills Affect Credit Score?
June 29, 2011 No Comments »

Credit score Q&A: “Do medical bills affect credit score?” This is a pretty common question, as medical billing always seems to get messy. More often than not, a medical bill pops up seemingly out of nowhere, despite the fact that ... Read More »

850 Credit Score: Is Perfection Possible?

850 Credit Score: Is Perfection Possible?
June 21, 2011 1 Comment »

It’s that time once again, to look a one very specific credit score. Today, it’s the highly elusive “850 credit score.” I liken 850 credit scores to endangered species, as you’d be lucky to see one even in a zoo. ... Read More »

No Fico Score?

No Fico Score?
June 14, 2011 No Comments »

While most people have a Fico score, there are those who do not. Yep, not everyone has a credit score, contrary to what you might think. Why no credit score? Well, if you’re new to the United States, or simply ... Read More »

580 Credit Score: Terrible Comes to Mind

580 Credit Score: Terrible Comes to Mind
June 6, 2011 2 Comments »

It’s another lovely Monday, so let’s take a look at a very specific credit score to assess its worth (or lack thereof). Today we’ll pick apart a “580 credit score” like a vulture, which on the surface is a bad ... Read More »

900 Credit Score: Yes, It’s Possible

900 Credit Score: Yes, It’s Possible
May 23, 2011 No Comments »

We’ve already looked at some fairly common credit scores, such as a 600 credit score, a 700 credit score and an 800 credit score. But what about the elusive “900 credit score?” Yeah you heard me right, the 900 credit ... Read More »

720 Credit Score: The ‘Good’ Standard

720 Credit Score: The ‘Good’ Standard
May 3, 2011 No Comments »

Here we go again… It’s time to look at one specific credit score. Today’s lucky number is “720.” Bingo! Anyone? Before we get started, we need to apply the correct credit score scale to ensure we accurately gauge your creditworthiness. ... Read More »

How Much Does a Missed Mortgage Payment Lower Your Credit Score?

How Much Does a Missed Mortgage Payment Lower Your Credit Score?
April 28, 2011 No Comments »

Credit score Q&A: “How much does a missed mortgage payment lower your credit score?” As I always say around here, credit score creators like to keep their algorithms a bit of a secret. But every now and again, they give ... Read More »