Consumer Credit Scores vs. Lender Credit Scores Credit Reporting Agencies to Be Supervised by Feds What is a Credit Grade? Now You Can Get Your Fico Score in Spanish Credit Agency Glitch Drops Credit Scores

Consumer Credit Scores vs. Lender Credit Scores

If you’ve ever pulled your own credit score, you may have been surprised, whether pleasantly or not, to find out that your score wasn’t the ...

Credit Reporting Agencies to Be Supervised by ...

The Consumer Financial Protection Bureau (CFPB) announced Monday that credit reporting agencies will be supervised at the federal level for the first time in history. ...

What is a Credit Grade?

Over here, we focus on traditional credit scores, which put simply, are a measure of a borrower’s default risk. In short, the lower the credit ...

Now You Can Get Your Fico Score ...

While this may sound overdue, Fico, the creator of the Fico score, has finally gotten around to creating a Spanish version of their website. Yesterday, ...

Credit Agency Glitch Drops Credit Scores

A glitch at credit reporting agency Experian put consumers in a panic after their credit scores plummeted temporarily. Apparently an undisclosed number of users who ...

Latest Posts

Does Checking Your Credit Score Lower It?

Does Checking Your Credit Score Lower It?
March 29, 2011 No Comments »

Credit scores are all the rage these days. It seems like it’s impossible to avoid seeing an advertisement for a “free credit score,” or hearing that silly band talk about how they couldn’t get a job/loan/girlfriend because their credit score ... Read More »

600 Credit Score: Bad, But Not Awful

600 Credit Score: Bad, But Not Awful
March 29, 2011 No Comments »

It’s that time again; where we look at one very special credit score in-depth to determine what it all means. Today, let’s take a look at a “600 credit score.” On the surface, it looks pretty low, but not dismal. ... Read More »

Does Closing a Credit Card Affect Your Credit Score?

Does Closing a Credit Card Affect Your Credit Score?
March 23, 2011 No Comments »

Nowadays, consumers seem to think it’s a major no-no to close a credit card. Why? Because it may affect your credit score. And by affect, I mean lower your credit score. But this all seems to have been blown out ... Read More »

700 Credit Score: Congratulations, You’re Almost Average

700 Credit Score: Congratulations, You’re Almost Average
March 18, 2011 2 Comments »

Every now and then, I’ll take a look at a particular credit score to determine whether it’s good, bad, average, ugly, or somewhere in between. Today we’ll look at a “700 credit score.” At first glance, a 700 credit score ... Read More »

800 Credit Score: Life is Good…

800 Credit Score: Life is Good…
March 18, 2011 No Comments »

Every once in a while, I’ll take a specific credit score and dissect it to see what it’s all about…today I’m setting my sights on a rather elusive “800 credit score.” On the surface, an 800 credit score would be ... Read More »

Credit Utilization Rising, Likely Hurting Credit Scores

Credit Utilization Rising, Likely Hurting Credit Scores
March 15, 2011 No Comments »

Credit utilization, a major credit scoring metric, is on the rise, according to a recent report from credit reporting agency Experian. The company noted that cardholders are utilizing, on average, more than 30 percent of their total available bank card ... Read More »

Free Fico Scores for Military Servicemembers

Free Fico Scores for Military Servicemembers
March 4, 2011 No Comments »

Good news for military servicemembers. The FINRA Investor Education Foundation announced this week that both military and their spouses can access their Fico scores at myFico.com. Additionally, they’ll have free access to the educational information and tools in the FICO® ... Read More »